I offer term life insurance, which is generally inexpensive. You should have 8-10 times your income in level term life insurance. The most common terms are 10, 15, 20, and 30 years. Meanwhile, you should put money away for when the term of the insurance runs out.

Term insurance is a pure death benefit, its primary use is generally to provide for covering financial responsibilities of the insured. Such responsibilities may include but are not limited to consumer debt, dependent care, college education for dependents, funeral costs, and mortgages.

Term life insurance is designed to replace your income in case of your death. You want to make sure that your spouse and children are taken care of. If you have an income of $50,000 per year and you are insured for $500,000, your loved ones could take that $500,000 in case of your death and invest it and use the interest as the income that was lost.

If you are ready for a quote, give me a call. You most likely will be surprised at how affordable it is.